Loan which is offered to a borrower against the security of real estate which has to be provided to the lender as collateral. We can fund against any property type including but not limited to apartments, condominiums, multifamily, gas stations, farms, ranches, rural properties, non-income producing properties, car washes, marinas, casinos, hotels, restaurants, raw land, churches, motels, golf courses, resorts, mixed use properties, warehouses, office, retail, self storage, strip malls, mobile home parks, etc.Borrowers credit and income is not an important criteria for these type of loans. Even the bad credit and no credit borrowers are welcome. The most important factor for approval of this loan is the borrowers own equity in the property or the real estate. If there is sufficient equity in the property, this kind of loan is always
possible.
We offer creative and flexible financing for all types of borrowers , trusts, estates, corporations, LLC's, partnerships, etc, and our private hard money lenders always can customise the Loan Programs to cover our borrowers special requirements and circumstances.
The purpose of these loans could be refinance (cash out if necessary ), acquisition, development, construction, and many others.
Borrowers suffering from credit problems like past and present bankruptcies, foreclosures, tax liens, etc, are also most welcome to approach us for funding.
Loan amounts : 30 M USD-950M USD+
Interest Rates : 9-16%(for USA and Canada)
16%-21%(for other countries)
Term : 6 months-4 years
Closing : Within 10-14 business days after receiving all the completed documents from the borrower.
Loan amount within USA should be a minimum of 1.5M USD and outside USA should be above 3M USD.
There would be no prepayment penalty if the loan is paid after six months and we have interest only options available for all of our borrowers.
We need the following documents from our borrowers end to process their loan request promptly:
1. Executive summary
2. Business plan (along with five years future profit projections)
3. Exit strategy or loan repayment plan
4. Last two years audited financial of the borrowing entity (if available)
5. Security (collateral) details
6. Source and use of funds statement
Please state the borrowers experience in the business and his own
equity in the project in the executive summary.
OTHER QUICKER PROGRAMS
COMMERCIAL REAL ESTATE FINANCE
All types of difficult and hard to do commercial real estate and construction loans in USA, Canada, Mexico, Caribbean Islands, Western Europe, India, Australia and some
countries of Asia and South America. Global Investors can provide equity as well as debt capital to our borrowers majority of whom are well reputed developers and builders. Experience of a borrower is an important criteria for landing a commercial real estate loan.
Property types: Multifamily, Condominium, Office, Hotel, Retail, Motel, Raw land, Golf course, Farm, Marina, Special purpose properties, Resort, Ranch, Casino, Gas station, Strip mall, Car wash, Warehouse, Non-income producing properties, Mixed use, Self storage, and many others.
We provide creative and flexible financing to our borrowers.
We do bridge loans, mezzanine loans, refinance with cash out for our borrowers which include corporations, estates, trusts, LLC's, partnerships, etc.
The rates vary from 9%-16% with terms ranging from one year to five years. Longer
terms are available on case by case basis.
DOCUMENTS REQUIRED:
1. Executive summary
2. Business plan (along with five years future profit projections)
3. Security(collateral) details
4. Last two years audited financial of the borrowing entity (if available)
5. Repayment plan
6. Source and use of funds statement: Borrower must estate his experience and his own equity in the project in the executive summary.
EQUITY FINANCE
We arrange equity finance and joint ventures in the USA , Canada and some European and Asian countries. This could be for developers and builders and also for various infrastructure projects. Our investors provides equity and participating debt to the commercial, residential and land development real estate projects . Our typical investment range is 30 Million USD to 200+ Million USD. The term could be from one year to eight years and beyond.
Our investors have complete discretion over investment decisions which allows them the speed and flexibility that is often vitally important to the success of a real estate transaction
If you have a scenario requiring equity finance, please send us a brief executive summary of the project for review.
LOANS SECURED BY FINANCIAL INSTRUMENTS
We also arrange finance against various AA/AAA rated financial instruments (rated by Moody's and Standard and Poor's) and alternative collaterals. The rate of interest is quite low for these loans as the financial instruments offers one of the highest possible security to the lenders and investors.
We can fund upto 97% of the face value of the financial instruments usually within seven to ten business days after getting all the necessary documents from the borrowers end.
The financial instrument should be freely transferable, assignable, unconditional and of investment grade only.
Mentioned below are few of the instruments against which we can arrange funding for our borrowers:
1. Bank Guarantee (BG)
2. Standby Letter of Credit (SBLC)
3. Corporate Guarantee
4. Government Guarantee
5. Blue chip Stocks
6. Medium Term Note (MTN)
7. Surety Bonds
8. Treasury Bills
9. Certificate of Deposit(CD)
10. Letter of Credit(LC)
We can fund anywhere in the world against AA/AAA rated financial instruments.
Documents required for these types of loans are following:
1. Executive summary
2. Business plan (along with five year future profit projections)
3. Copy of the financial instrument being offered as security
4. Exit strategy
5. Source and use of funds statement
INFRASTRUCTURE PROJECTS FINANCE
We arrange finance for infrastructure projects located in any country of the world. The minimum loan amount is 100 Million USD.
We specialize in all types of large residential and commercial real estate development projects, mergers and acquisitions financing for successful companies seeking to expand or acquire other companies, energy projects such as power plants, ethanol plants, oil and gas refineries, large infrastructure projects such as
highways, bridges, railroads, airports, hotels, ports, telecommunications, cement plants, and many others.
Types of financing:
Our rates and terms are extremely competitive.
We look for financing periods of at least 5 years with rates starting at 6% at loan to values(LTV's) up to 90%.
Approval Process:
Approval can take anywhere from 2-4 weeks depending upon the complexity of the project.
SALE-LEASEBACK
We also do sale-leaseback of all types of income-producing properties anywhere in some areas of USA, Canada and West Europe countries.
Sale-leaseback is a process whereby a borrower sells his property to the lender at the prevailing market price and the lender immediately lease back the purchased property to the seller (borrower). The seller (borrower) remains on the sold property to conduct his normal day-to-day business operations. When the lease period is over, the property is again transferred to the seller (borrower) as per the lease agreement.